About Us

About Us

Colca Services - Pioneers in Social Impact Fintech in Bahrain

Colca Services WLL is a Bahrain-based fintech company formed through a strategic partnership between Bahrain, the United States, and India. The company is dedicated to advancing financial well-being and inclusion through innovative digital solutions.

At the heart of Colca’s mission is Amanat, Bahrain’s first social impact fintech app, designed to offer comprehensive financial tools, including remittances, savings, budgeting, and investment features — all-in-one user-friendly platform.

Colca Services is committed to bridging the financial gap for low-income migrant workers, a frequently underserved population. The company has developed tailored micro-insurance and investment products that promote financial independence and security for migrant communities.

By focusing on inclusive finance, customised financial solutions, and digital empowerment, Colca Services is reshaping the fintech landscape in Bahrain and the wider region.

Social Impact

Bank Everyone

Amanat offers low-income individuals essential financial tools, enabling seamless remittances, savings, and financial security wherever they are.

Build Partnerships

Building partnerships by collaborating with financial institutions and service providers to create innovative, inclusive solutions for migrant workers worldwide.

Minimise Risks

Amanat's AI-driven predictive risk models minimize risk in low-literacy settings by using simple, data-driven insights to guide decisions, improving safety and outcomes.

The Team

Our Experts

Joe Simon

Joe Simon

Board Member

George F. Middleton

George F. Middleton

Board Member

Lini Reghunath

Lini Reghunath

Consultant - Digital Marketing